**Disclaimer**: I do not get any money compensation for the links mentioned in this post. This is from my own personal experience.
Hey! The fact that you clicked on this page means you have an idea or an urge to get your personal finances together.
That’s great and I commend you for that!
But you’re probably wondering how to start, where to start, what apps/tools to use, etc etc.
Well, the good news is that there’s so much technology available now to help out with budgeting, managing your finances, and investing.
I used to write some of my finances in a personal notebook every day.
To keep track of where I was spending my money.
Have to admit it was pretty painful. At least until smartphones and apps came out.
But at least I was aware of where my money was going. (Hint: it was mostly food expenses)
So that being said, if you’re really interested in getting your personal finances in order.
I would highly recommend notating where your money goes on a weekly and monthly basis for starters.
Once you know what categories your money is being spent then, that’s when you can take charge and manage your spending.
You may be wondering, how do you do this? Is there an app I can download?
If you’re a set and forget-it kind of person, you could use Mint to link all of your credit cards, bank accounts, etc. to the app.
And see where all of your money is going.
I’ve used it before and it’s pretty neat if you are comfortable with sharing your logins with this app.
Of course, the security is built in so the logins are secure (if that was one of your concerns).
The other alternative, if you don’t like linking your accounts is an expense app like Pocket Expense where you could put your entries MANUALLY.
It can be a pain to remember each and every expense as you swipe your credit card.
BUT it enforces the habit.
And you’ll be aware of where your money is going.
Especially if you’re like me who likes to use their credit cards a lot. (There’s been a lot of articles mentioning how using credit cards is a LOT less painful than using cold, hard cash.)
Once you have a list of categories of where your money is going, you can then take some additional steps to sort your finances in order.
If you’re an overachiever and already KNOW what you want to focus on then feel free to browse the site for other tips.
There’s retirement planning.
And stock investing.
Go check them out if you haven’t already!
So for the beginners! Begin with tracking your expenses!
Share your feedback on what works best for you!
Do you use an app, pen and paper, spreadsheets?